<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Inconvenient Math</title><link>https://inconvenientmath.com</link><description>Documentaries about the hidden math behind everyday money: who pays for the rewards, the fees and the discounts, and who keeps the difference.</description><language>en-us</language><item><title>Credit Card Rewards Are Paid For By Poor People (mostly)</title><link>https://inconvenientmath.com/episodes/credit-card-rewards/</link><guid>https://inconvenientmath.com/episodes/credit-card-rewards/</guid><pubDate>Fri, 06 Nov 2026 11:52:41 -0500</pubDate><description>The points feel free. The money to pay for them comes from somewhere, and it is not from the people collecting them.</description></item></channel></rss>